Home loans for technology professionals.
Home loans for technology professionals.
Patras Financial are experts in helping technology professionals secure smarter home loans with clarity, speed, and zero friction.
Patras Financial are experts in helping technology professionals secure smarter home loans with clarity, speed, and zero friction.
We partner with hundreds of Australian technology companies - see if yours is one of them:
We partner with hundreds of Australian technology companies
A modern mortgage brokerage for modern careers
A modern mortgage brokerage for modern careers
Patras Financial was created to give tech professionals a smarter, clearer way to secure home loans. We combine deep industry expertise with a clean, product-driven service. Our mission is to make the path to property easier, faster, and more transparent for people building the future.
Patras Financial was created to give tech professionals a smarter, clearer way to secure home loans. We combine deep industry expertise with a clean, product-driven service. Our mission is to make the path to property easier, faster, and more transparent for people building the future.
Non-Traditional Income
Whether you're contracting, freelance, or moving between roles, we understand how to present your income history.
RSU & Equity Expertise
We know how to package RSUs, ESOP, and startup equity so lenders treat them correctly.
Bonus & Variable Income
We get roles with variable pay, and work with lenders who recognise this and include it properly in your assessment.
Non-Traditional Income
Whether you're contracting, freelance, or moving between roles, we understand how to present your income history.
RSU & Equity Expertise
We know how to package RSUs, ESOP, and startup equity so lenders treat them correctly.
Bonus & Variable Income
We get roles with variable pay, and work with lenders who recognise this and include it properly in your assessment.
Non-Traditional Income
Whether you're contracting, freelance, or moving between roles, we understand how to present your income history.
RSU & Equity Expertise
We know how to package RSUs, ESOP, and startup equity so lenders treat them correctly.
Bonus & Variable Income
We get roles with variable pay, and work with lenders who recognise this and include it properly in your assessment.
Non-Traditional Income
Whether you're contracting, freelance, or moving between roles, we understand how to present your income history.
RSU & Equity Expertise
We know how to package RSUs, ESOP, and startup equity so lenders treat them correctly.
Bonus & Variable Income
We get roles with variable pay, and work with lenders who recognise this and include it properly in your assessment.
Non-Traditional Income
Whether you're contracting, freelance, or moving between roles, we understand how to present your income history.
RSU & Equity Expertise
We know how to package RSUs, ESOP, and startup equity so lenders treat them correctly.
Bonus & Variable Income
We get roles with variable pay, and work with lenders who recognise this and include it properly in your assessment.
Non-Traditional Income
Whether you're contracting, freelance, or moving between roles, we understand how to present your income history.
RSU & Equity Expertise
We know how to package RSUs, ESOP, and startup equity so lenders treat them correctly.
Bonus & Variable Income
We get roles with variable pay, and work with lenders who recognise this and include it properly in your assessment.
Non-Traditional Income
Whether you're contracting, freelance, or moving between roles, we understand how to present your income history.
RSU & Equity Expertise
We know how to package RSUs, ESOP, and startup equity so lenders treat them correctly.
Bonus & Variable Income
We get roles with variable pay, and work with lenders who recognise this and include it properly in your assessment.
Non-Traditional Income
Whether you're contracting, freelance, or moving between roles, we understand how to present your income history.
RSU & Equity Expertise
We know how to package RSUs, ESOP, and startup equity so lenders treat them correctly.
Bonus & Variable Income
We get roles with variable pay, and work with lenders who recognise this and include it properly in your assessment.
Non-Traditional Income
Whether you're contracting, freelance, or moving between roles, we understand how to present your income history.
RSU & Equity Expertise
We know how to package RSUs, ESOP, and startup equity so lenders treat them correctly.
Bonus & Variable Income
We get roles with variable pay, and work with lenders who recognise this and include it properly in your assessment.
Non-Traditional Income
Whether you're contracting, freelance, or moving between roles, we understand how to present your income history.
RSU & Equity Expertise
We know how to package RSUs, ESOP, and startup equity so lenders treat them correctly.
Bonus & Variable Income
We get roles with variable pay, and work with lenders who recognise this and include it properly in your assessment.
Non-Traditional Income
Whether you're contracting, freelance, or moving between roles, we understand how to present your income history.
RSU & Equity Expertise
We know how to package RSUs, ESOP, and startup equity so lenders treat them correctly.
Bonus & Variable Income
We get roles with variable pay, and work with lenders who recognise this and include it properly in your assessment.
Non-Traditional Income
Whether you're contracting, freelance, or moving between roles, we understand how to present your income history.
RSU & Equity Expertise
We know how to package RSUs, ESOP, and startup equity so lenders treat them correctly.
Bonus & Variable Income
We get roles with variable pay, and work with lenders who recognise this and include it properly in your assessment.
Trusted by 100+ Clients
25+ Years Experience
Australian Owned
Proven Results
Trusted by 100+ Clients
25+ Years Experience
Australian Owned
Proven Results
Trusted by 100+ Clients
25+ Years Experience
Australian Owned
Proven Results
Specialist lending solutions
Specialist lending solutions
Clear, specialised guidance for buying, investing, refinancing, and long-term loan planning.
Clear, specialised guidance for buying, investing, refinancing, and long-term loan planning.
Owner-Occupiers
Specialist support to help you secure the right primary residence loan, including RSUs, bonuses, and non-traditional earning structures.
Owner-Occupiers
Specialist support to help you secure the right primary residence loan, including RSUs, bonuses, and non-traditional earning structures.
Investment Properties
Strategic lending solutions for property investment, balancing growth potential, tax considerations, and long-term stability.
Investment Properties
Strategic lending solutions for property investment, balancing growth potential, tax considerations, and long-term stability.
Refinancing
Move to a lender who better understands your income. Lower rates, better loan products, and a smoother refinancing experience.
Refinancing
Move to a lender who better understands your income. Lower rates, better loan products, and a smoother refinancing experience.
Loan Advisory
Guidance on borrowing capacity, loan structures, and lending strategy, tailored for professionals with salary + equity or bonus-based comp.
Loan Advisory
Guidance on borrowing capacity, loan structures, and lending strategy, tailored for professionals with salary + equity or bonus-based comp.
Software Engineers
Product Managers
Designers
Data Scientists
Analysts
Engineering Managers
Founders
Marketers
Contractors
IT Consultants
Start-up Employees
Enter your work email to check eligibility
We partner with hundreds of Australian technology companies - see if yours is one of them:
Proven process for your best outcome
Proven process for your best outcome
A guided, end-to-end experience that removes complexity, handles the heavy lifting, and keeps you fully informed at every stage of your loan journey.
A guided, end-to-end experience that removes complexity, handles the heavy lifting, and keeps you fully informed at every stage of your loan journey.
Rated by loving Clients
Rated by loving Clients
1
Discovery Call
Tell us your goals and your income setup (salary, RSUs, bonuses, contracting). We confirm what’s possible and outline your best path.
1
Discovery Call
Tell us your goals and your income setup (salary, RSUs, bonuses, contracting). We confirm what’s possible and outline your best path.
2
We Find Your Best Loan Options
We compare lenders, structure your application correctly, and present clear, side-by-side options.
2
We Find Your Best Loan Options
We compare lenders, structure your application correctly, and present clear, side-by-side options.
3
Apply & Settle With Confidence
We manage the entire process end-to-end, keep you updated, and make settlement smooth and stress-free.
3
Apply & Settle With Confidence
We manage the entire process end-to-end, keep you updated, and make settlement smooth and stress-free.